What is HARP?
If you are a home owner and need modifications to your home to increase accessibility, HARP may be able to help. HARP provides limited funding to eligible homeowners to improve and/or maintain independent living.
For example, a member of the household may need:
- Safety handrails to help with walking up and down the stairs.
- A walk-in shower to facilitate independent bathroom use.
- Repairs or renovations required to live independently.
Who qualifies for HARP?
You may be eligible for HARP funding if:
- You are the sole owner(s) of the home in which you live.
- You have not already started home modifications.
- All members of your household have legal status in Canada.
- Your total household income is $92,200 or less.
- The value of your property is $834,839 or less (as per MPAC or certified appraisal – www.mpac.ca (external link)).
- Your property tax, mortgage payments and home insurance (for the full value of the property) are all paid up to date.
How is the assistance provided?
- Limited funding is available on a first come, first served basis.
- HARP may award a grant of up to $5,000 for eligible home modifications.
- A forgivable loan of up to $10,000 may be provided (in addition to the $5,000 grant). The forgivable loan is interest-free and does not require monthly payments. It is forgiven after ten years (10% each year).
Outstanding loan amounts must be repaid if the house is:
- If the applicant ceases to occupy the property as the principal residence during the loan forgiveness period.
How to apply to HARP?
- Please call 311 for more information or to have your name added to the Expression of Interest List.
- If contacted, you will receive an application form.
- Once the completed form is received, HARP will follow-up to ensure eligible home modification projects begin as soon as possible.